How to Manage Your Money Better in Your 30s

Turning 30 is big thing for most people. Not only is it a major milestone in your life, but it’s also a point when you may start to think more carefully about how you’re spending your money too. After all, maybe you’d like to have a new house of your own or start a family… More

5 Ways to Spend Your Cash Wisely Month to Month

Frugal living doesn’t necessarily have to mean giving up on all the fun things in your life. A lot of people assume that having healthier finances means looking for ways to reduce the money that they spend. While cutting costs is obviously part of the battle, you’ll also need to think about how you can… More

How to Manage Your Money as a Student

Most people take student life with parties, late nights spent studying, and years of getting by financially. While going to uni can be a fantastic experience, regardless of what you choose to study, it’s safe to say that it’s not an easy ride. Not only will you need to take out a significant loan to… More


Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk. Happy Penguin is a broker, not a lender, and does not make credit decisions.